Jane Ricardi, CFP

Welcome Jane Ricardi, CFP®, AIF® a leading independent financial services and investment management firm located in Kingston, MA. Our comprehensive approach includes an assessment of your complete financial picture and a customized financial plan to help you achieve your goals and dreams for long term investment growth and stability. Our on-going service includes periodic review and oversight of your plan in the face of a constantly changing world.

Our team can help answer the questions you have about your financial future such as:

•How much money will I need in order to retire?

•Will I be able to retire early?

•How can I get the most out of my 401(k)?

•Should I have a traditional IRA or Roth IRA?

•How can I maximize the return on my investments while reducing risk?

•How can I “inflation-proof” my investment income?

•How can I provide for my children’s or grandchildren’s college education?

•Do I need long-term care insurance?

•What do I need to know about wills, trusts, and probate?

On our website, you’ll find valuable information about our firm and the services we offer. If you are a current client, you’ll find links to access your account information. We encourage our clients to become more knowledgeable investors and offer current articles and resources on financial topics. You’ll also find calculators that will help you assess your current and future needs as well as up-to-date web resources.

For help with your financial needs or to discuss your specific questions or concerns, please contact us at info@janericardi.com to arrange a complimentary consultation. We provide financial planning services for clients in Plymouth, Kingston, Duxbury, Pembroke, Marshfield and other South Shore and Cape Cod towns.

  
Calculators

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

More Calculators →

Newsletters

Dispelling Umbrella Insurance Myths

Many people may think their chances of being hit with a multimillion-dollar lawsuit are fairly slim. Besides, wouldn't the liability coverage on their homeowners and auto insurance policies be enough to protect them against a claim or a lawsuit? Unfortunately, there are misconceptions about umbrella liability insurance that could cause someone to be underinsured.

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Help Keep Your Estate Out of Probate

Anyone who has seen an estate go through probate knows that it's the legal equivalent of having a tooth pulled. But just like tooth decay, probate may not be entirely avoidable.

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