Cost of Retirement  
Estimating how much income you will need in retirement — and determining whether your current program of savings and investments can provide that income — is a good start to developing a retirement plan. This calculator is designed to help you estimate how much income you may need in retirement and the savings necessary to produce that income.
     

1. What is your current age?

2. What is your household's current annual income?

$

3. How much do you currently have set aside for retirement?

$

4. What percentage annual raises do you expect?

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5. At what age do you expect to retire?

6. How many years do you expect to spend retired?

7. What percentage of your pre-retirement income do you expect to need during retirement?

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8. What after-tax return do you expect on your investments between now and retirement (0 to 10 percent)?

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9. What after-tax return do you expect on your investments during retirement (0 to 10 percent)?

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Jane Ricardi, CFP
19 Green St. • Kingston, MA • 02364
Phone: 781-585-5156 • Fax: 781-585-5157
• info@janericardi.com

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and McGrath & Ricardi Financial Group are not affiliated. Cambridge does not offer tax advice. Office of Supervisory Jurisdiction: 46 Accord Park Drive / Norwell, MA 02061 Phone: 781-878-4063 Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered:  FL, HI, KY, MA, ME, NC, NM, OR, RI, UT, WV. If we are not currently registered in your state please email us at info@janericardi.com . We may be able to refer you to a representative in your area, or we may become registered in your state, at which time we could further discuss our services with you.